UniPayUniPay gives you two ways to accept payments from UniCash customers: QR code scan and NFC tap-to-pay via Terminal. Both are instant and zero-chargeback.
Method 1: QR code via the UniPay app
📱 App-generated QR code
Open the UniPay app → tap Quick Sale → enter the amount → show the QR code to the customer. The customer scans it with their UniCash app and confirms. Done in seconds.
Steps in detail:
- Open the UniPay app and tap Quick Sale
- Enter the amount in UNC
- A QR code appears — hold it up for the customer to scan
- The app shows a confirmation once the customer pays
- The amount appears in your UniPay balance immediately
Method 2: NFC tap-to-pay via Terminal
🖥️ UniPay Terminal NFC
Enter the amount on Terminal. The customer taps their phone to the Terminal — their UniCash app opens automatically with the payment (or they tap with their UniCash card from Apple or Google Wallet). Both sides show a confirmation — the payment is done.
Terminal is a countertop hardware device with NFC built in and always ready. No QR code needed. See Setting up your Terminal to get started.
Your dashboard
Every payment appears in your UniPay dashboard in real time. You can see:
- Payment amount and timestamp
- Payment method used (QR or NFC)
- Running balance available for payout
- Full transaction history, filterable by date and location
No chargebacks
Because a UniPay payment is made in full at the point of sale, there's no card-style chargeback mechanism — a customer can't force a reversal through their bank. The moment a customer pays, the UNC is in your balance. This is one of the core advantages of the closed-loop model over traditional card payments.
What if a payment fails?
- The QR code has a short expiry (a few minutes) — generate a fresh code if it expires
- The customer must have sufficient UNC balance to cover the payment amount
- Both devices need a working internet connection
If a payment fails and you're not sure why, contact [email protected].